Estimates only, not an approval or offer. Penalty figures depend on your lender's exact method and current rates; we confirm the real penalty with your lender before any decision. Breaking your mortgage may also involve discharge, appraisal, legal or title fees. Some lenders cover these, it's our job at Mortgage Momentum to structure the move so it works in your favour. Savings shown compare your current rate to the new rate over your remaining term at the same balance and amortization.
Send your numbers to the Mortgage Momentum team and we'll confirm your exact penalty, shop 50+ lenders, and come back with a real plan, no cost, no obligation.
Your calculator inputs and results are included so we can prepare your plan. Light contact details only, no banking info or documents.