Better rates, straight answers, and a team that treats your mortgage as a tool to build wealth, not just a way to buy a house.
Two quick questions to start. No credit pull, no obligation.
Submitting connects you with the Mortgage Momentum team directly.
Curious what's possible? Play with the numbers yourself. See what you could be pre-qualified for, estimate a payment, or find out what consolidating your debt could free up. No sign-up, no credit pull, just real numbers you can act on.
See what you could be pre-qualified for in seconds, built on the Canadian stress test.
Run my numbers →Estimate your mortgage payment by price, rate, and amortization, with insurance included.
Estimate my payment →See how consolidating debt into a refinance could free up cash flow and cut your interest.
See my savings →Down payment, land transfer tax, closing costs, and more, all in one free app.
Get the free app →We left the bank model behind so we can focus on what matters most: your success in building wealth. No quotas, no sales directives, no pushing one institution's products.
Backed by 20+ years in banking, trading, and financial advice, we treat your mortgage as a central building block of your financial plan, not just paperwork to get through.
Banks, credit unions, and specialty lenders, not a single shelf of products.
On most residential mortgages, the lender pays us, so our advice is free to you.
We're here to listen and find your best fit, not hit a monthly target.
Whatever your situation, we shop 50+ lenders to find the mortgage that moves you forward, then make sure it fits the bigger financial picture.
Clear, jargon-free guidance from pre-approval to keys-in-hand, plus every program and rebate you qualify for.
Learn moreLower your payment, consolidate debt, or unlock equity to invest. We run the break-even math so the move actually pays off.
Learn moreDon't just sign the bank's renewal letter. We compare the whole market so you renew on the best terms, not the easiest ones.
Learn moreRental, multi-unit, self-employed, and commercial financing structured to keep your portfolio, and your wealth, growing.
Learn moreApply from home, on your schedule, with no banker's hours required.
Tell us your goals and a few basics in minutes, from the comfort of home, whenever it works for you.
We compare 50+ lenders and structure the options around your full financial picture, then walk you through them.
Sign with confidence knowing you're saving money and building momentum toward your goals.
"Moving across the country is a lot to manage and Mike was so great navigating the market to get us the best rate and product. We didn't have to worry one second. The Mortgage Momentum team supported us the whole way through. I can't recommend him enough!"
"Everyone said we couldn't get our dream home AND keep our rental properties. After talking with Mike, fast forward 3 months, and we have all 3 rentals growing our wealth every month and our dream home creating memories. He keeps his word!"
"Mike and his team were quick, transparent, and communicated every piece of the puzzle since our situation was tricky being self-employed. He created opportunity when our bank declined us. So grateful we reached out as soon as we did."
Calculate costs, estimate your down payment, stress-test your mortgage, and compare options side by side, all in one free app.
Estimate your payments and borrowing power in minutes.
Get a personalized quoteMore than two decades in the financial sector, as a banker, stock trader, and financial advisor, all driven by one goal: helping clients grow their wealth. As an independent mortgage professional with Dominion Lending Centres, that's still the mission. Read Michael's story →
Apply from home in minutes, or book a free, no-pressure consultation. There's no cost and no obligation, just clear advice.