Financing built for investors
Investment and commercial lending is a different game from a standard home purchase. Lenders weigh rental income, property type, and your broader portfolio, and the right structure can be the difference between a deal that works and one that stalls. We approach your mortgage the way an investor does: as a tool to grow wealth, not just a loan to close.
Drawing on 20+ years in banking, trading, and financial advice, plus access to 50+ lenders including specialty and commercial sources, we find structures that conventional bank branches often can't or won't offer.
What we finance
Rental and investment properties
Single rentals and small portfolios, including how lenders treat your rental income to expand your borrowing power. We'll help you buy your next door with the bigger picture in mind.
Multi-unit residential
Duplexes, triplexes, and fourplexes are still financed as residential, while five-plus-unit buildings move into commercial territory. We know the line and the lenders on both sides of it.
Self-employed & business owners
If your tax return doesn't tell your full income story, you have options. We work with lenders who understand business owners and structure applications that reflect how you actually earn.
Commercial mortgages
Mixed-use, retail, office, industrial, and larger residential buildings. Commercial deals are underwritten case by case, so early conversations matter. We'll tell you what a lender will want to see.
Who this is for
- You own or want to buy rental or investment property
- You're self-employed and need a lender who gets it
- You're financing a multi-unit or commercial building
- You want a mortgage strategy that supports a growing portfolio